Small Business Loan Financing

Small Business Loan Financing

Superior SBA Loan Provider

Acuity Commercial Capital is a dedicated principal partner with the U.S. Small Business Administration lending program. Our commitment to the expansion of small businesses is one method for furthering the growth and advancement of small businesses. Acuity Commercial Capital is one of the nation’s most qualified providers of Small Business Administration financing programs.

Various Small Business Loans Differences

The two most popular Small Business Administration loans offered by Acuity Commercial Capital are the SBA 504 and SBA 7(a). The Small Business Administration designed SBA 7(a) loans for businesses contemplating expansion in another area, acquiring an existing business, purchasing a building or land, buying equipment, or a combination of any or all of these purposes. Small Business Administration 504 loans are reserved for businesses looking to expand through building or land acquisition, construction, or machinery purchase. Also, because the Small Business Administration guarantees a portion of the payment, owners may be able to secure a small business loan when they might not otherwise qualify for conventional financing.

Program Highlights and Features

There are myriad advantages of Small Business Administration loans from Acuity Commercial Capital over conventional bank funding, such as lowering the down payment and extending repayment terms. This permits small businesses to spend less on debt repayment and set aside more for their cash flow and operational costs. Other benefits and program highlights include:

  • Variable and fixed rate alternatives
  • Financing options up to 90 percent
  • Loans available up to $5 million
  • No balloon installments
  • 25-year terms

Nearly all small, for-profit businesses qualify for a small business association loan with Acuity Commercial Capital. However, it is important to know that commercial real estate properties must be partially owner-occupied.

Get Started Today

The Small Business Administration loan program offered by Acuity Commercial Capital is an excellent funding source for many small, for-profit businesses. For more information about our small business association loan solutions, contact us today.