Stated Income Commercial Real Estate

Stated Income Commercial Real Estate

Exceptional Solutions for Stated Income Commercial Real Estate Funding

Stated income commercial real estate financing from Acuity Commercial Capital is an ideal alternative for those without enough income on their tax returns to obtain conventional bank funding. Stated income financing permits you to state the amount of income that you and your business earns. Depending on the amount you state, our experts calculate the total that we can provide and the interest rate that you will pay.

Purposes for Stated Income Financing

Here at Acuity Commercial Capital, our stated income commercial real estate programs can be used for a wide variety of purposes, including debt consolidation, property acquisition, working capital, property improvements, and refinances. This type of funding can also serve as a source of general working capital.

Stated Income Financing Program Highlights

A stated income commercial financing focuses on a parcel of commercial real estate instead of your credit history. The property’s income value must be able to maintain the mortgage, insurance, and taxes for a stated income commercial loan approval. One advantage to stated income commercial financing from Acuity Commercial Capital over a traditional commercial loan is that the approval process is faster because there are fewer documents involved for you to qualify. Other highlights include:

  • Terms up to 25-years
  • Minimum credit score of just 600
  • Owner- and non-owner-occupied
  • All commercial property types eligible
  • Self-employed or W-2 verifications accepted
  • Loan amounts ranging from $100,000 to $5 million

Stated income financing from Acuity Commercial Capital are more efficient in helping you get funding than major lending institutions. Stated income financing gives you longer repayment periods, ensuring that you have cash available for developing your business and meeting daily operating needs.

Get Funded Today

To learn more about our stated income financing solutions, contact the professionals at Acuity Commercial Capital today. Stated Income Commercial real estate financing is the perfect alternative for businesses wanting to refinance or buy commercial property.